The firm is committed to bringing its services to meet the needs of underserved investors seeking to accumulate and secure wealth, utilizing the latest technology. The advent of the internet and the prevalence of technology has lowered transaction and information costs, and as a result Topper views securities brokerage operations merely as a commodity service and should therefore be compensated as such. The value that Topper provides is its advice without the heavy overhead or corporate agendas that many larger firms may have.

In most cases, Topper can and will provide investment advisory services at rates significantly lower than competitors both large and small, without any compromise in service and quality.

All client assets are protected through SIPC and insurance provided by the clearing custodian where the account(s) are opened and where the assets are held. Topper never takes custody or possession of assets. Assets are always in full control by the client.

As an independent, fee-only adviser, Topper is neither influenced by the opinions nor practices of other firms; and it will not sell or push proprietary products. It works with the client in all respects to strive to achieve the client's financial objectives... the primary focus at Topper.

Personalized service

Our approach is consultative and disciplined.